Calculators
Home value and equity calculators
Five free calculators on one set of dated Canadian rules: what your value unlocks (refinance vs HELOC), whether comparables support the appraisal you need, the penalty for breaking your mortgage, the 90% secondary-suite refinance, and whether an assessment appeal is worth it.
Equity and refinance roomRefinance vs HELOC under the 80% and 65% rules, the value you need, penalties and the stress test.Open →Will my home appraise?Line up recent sales against the value your refinance needs. Your evidence, before you pay.Open →Refinance penalty calculatorThe higher of 3 months' interest and the IRD, including the posted-rate method big banks use.Open →Secondary-suite refinance (90%)The insured 90% refinance for adding units: how far it goes, and the premium.Open →Is an assessment appeal worth it?Tax saved vs the fee, with the deadline and steps for your province.Open →